About Us

Retention Mortgage

Your goals are our priority. Let’s make your homeownership dream a reality, together.

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Unlock the Door to Homeownership with Retention Mortgage

At Retention Mortgage, we make home financing simple, flexible, and tailored to you. Whether you're buying your first home or exploring refinancing options, we offer smart, common-sense loan solutions designed to fit your life.

As a direct lender, we provide alternative loan options, including ITIN, DSCR, Bank Statement, Profit and Loss, and Foreign National Loan Programs, that help more people qualify, even when traditional loans fall short. Our process is fast, clear, and personal because you deserve a mortgage experience built around your needs.

Licensed in over 47 states and backed by a team of experienced loan officers, we’re here to guide you every step of the way. From application to approval, you’ll get the support, speed, and service you need to move forward with confidence.

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Licensing: ©2024 All Credit Considered Mortgage, Inc. d/b/a ACC Mortgage, Inc.; All Credit Considered Mortgage, Incorporated d/b/a The Micro Loan Store; Retention Mortgage; Retention Mortgage Company · NMLS ID 176724 · 1801 Research Blvd., Suite 410, Rockville, MD 20850 · (877) 349-0501. Not all loan programs are available in all areas. Program restrictions may apply. All rights reserved. This is not an offer or extension of credit or a commitment to lend. Licenses are held as follows: Alabama Consumer Credit License #23497; Arkansas combination Mortgage-Banker-Broker-Servicer License #119499; Licensed by the Department of Financial Protection and Innovation, under the California Residential mortgage Lending Act License #41DBO-102821; Connecticut Mortgage Lender License ML-176724; Washington D.C. License #MLB176724;Delaware Lender License #020786 ; Florida Mortgage Lender Servicer #MLD953; Georgia Mortgage Lender License #46424; Idaho Mortgage Broker/Lender License #MBL-2080176724; Illinois Residential Mortgage License MB.6761111; Indiana-DFI Mortgage Lending License #40794; Kentucky Loan Originator License MC857730; Louisiana Residential Mortgage Lending License; Maryland Mortgage Lender License #6625; Michigan 1st Mortgage Broker/Lender License #FL0022183; Minnesota Residential Mortgage Originator License # MN-MO-176724; Mississippi Mortgage Lender License 176724; Nevada Mortgage Lender License 4619; New Mexico Mortgage Loan Company License #176724; New Jersey Residential Mortgage License; North Carolina Mortgage Lender License L-164875; Ohio Mortgage Loan Originator License #MLO-OH.177088; Oklahoma Mortgage Lender License #ML012740; Oregon Mortgage Lending License #ML-5825; Pennsylvania Mortgage Lender License 51566; South Carolina-BFI Mortgage Lender/Servicer License MLS-176724; Tennessee Mortgage License #181409; Texas SML Mortgage Company License; Utah-DFI Residential First Mortgage Notification; Virginia Lender Licensed by the Virginia State Corporate Commission as MC-1856; Washington Consumer Loan Company License #CL-176724; District of Columbia Mortgage Dual Authority License #MLB176724.

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With our efficient systems and experienced staff, we ensure a hassle-free financing experience with quick turnarounds.

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Need more help?

We prioritize exceptional customer service, providing personalized support and prompt responses throughout the mortgage process.

Get Your Free Mortgage Quote

No obligation, no hard credit check required.

Our philosophy-driven lending has positioned Retention Mortgage Company as a leading lender, allowing us to deliver customized solutions to residential and business customers in order to help them achieve their financial goals.

Company NMLS #176724